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What is GAP insurance? Specifically, what is GAP insurance on a car? GAP Insurance, or Guaranteed Asset Protection Insurance, covers the difference between the value of the model and the balance still owed on it. When you want to apply for coverage, or if you just want to learn more, contact us at Blackstone Cadillac near Selma. Our finance center can help answer your questions.
What is GAP protection? Apart from covering the difference between your vehicle’s value and the amount you owe on it, GAP insurance covers a lot more to protect your vehicle. While it doesn’t cover bodily injuries, mechanical repairs, or your deductible, it covers:
Having this type of coverage comes in handy when regular insurance won’t cover all of these unexpected inconveniences. You never know when you’re going to need it, so it’s better to be prepared with GAP insurance.
Absolutely! Having GAP insurance means protecting your vehicle investment when something out of the ordinary occurs, like the theft of your vehicle. And since your vehicle depreciates the second you drive off the lot, this insurance will cover the GAP between the worth of your vehicle and what your insurance will cover if you get into an accident.
You can get GAP insurance through your auto insurer whether that’s through your dealership of choice or a business that deals explicitly with auto coverage. If you decide to get covered, it’ll cost as little as $20 a year plus the one-time fee at the time of purchase.
If you’re ready to fully insure your new vehicle, contact our finance department at Blackstone Cadillac near Clovis and Madera. Our knowledgeable staff is standing by to help answer any questions you may have.
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